A compound fracture, a hospital transfer and a $67,000 bill: How a coverage loophole left a family fighting for care they thought was already paid for.
DENVER — A Denver mother spent more than a year fighting Anthem Blue Cross Blue Shield after the insurance company refused to cover her son’s emergency surgery, claiming the treatment was non-emergency, out-of-network care even though the boy had a bone protruding from his wrist.
Zion Bilal’s mother says her son, an avid skateboarder, suffered a compound fracture in March 2025 while attempting to skate a rail with friends.
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