Need help deciding on the state ballot measures? Here are my recommendations

SACRAMENTO — You haven’t voted yet because the state propositions are too bewildering? I’m with you. There are too many for normal human consumption. But I’ve figured them all out at last.

I’ve concocted my own personal voter information guide that I’ll share here. Heads up: I’m negative on most measures, including some expected to pass.

Anyway, here’s my thinking:

Proposition 1: Affordable housing bond

The state would borrow $11.25 billion for affordable housing programs, mainly to provide below-market rentals for poor people. Students and farmworkers also would benefit minimally. So would military veterans through the CalVet program. The proposal is packed with goodies aimed at

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